John Hancock Financial Network

Financial Solutions.

My name is Andy Smith. Welcome to my Web site.

As a financial professional and active member of my community, I am dedicated to helping businesses and individuals realize their financial goals by creating customized financial programs built with the uniqueness of each client in mind. 

To stay on top of my field and develop my professional skills, I’ve regularly attended industry training and certification programs.

I currently hold the following FINRA licenses:

Series 6

Series 7

Series 66
 

My academic achievements include:


Chartered Financial Consultant from the American College

Bachelors Degree from Gettysburg College.


My education, experience and professional affiliations have fostered my practical approach to offering financial services and advice to my clients.  Rather than just recommending a hodgepodge of unrelated products, I will first consider your specific financial goals and investment objectives. Working together, we will formulate a strategy to help you achieve your goals. Then we will pick the appropriate products and services to help you execute your strategy.

Maintaining a strong sense of community and a solid professional foundation are very important to me. 

Together we can work to take control of your finances and help accomplish your dreams.  I am able to offer a wide array of insurance and investment products to help provide my clients with the most appropriate investment, insurance, and retirement solutions for their needs.


Thank you for visiting my website.








 
Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

More Calculators →

Newsletters

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

HOT TOPIC: Could High Oil and Gas Prices Derail the Recovery?

Gas prices began the year higher than normal and increased sharply. The forecast is for prices to rise to record highs by summer. But it’s not just drivers who are feeling pain at the pump. This article will explain some possible reasons why gas prices have been rising and discuss the potential implications for consumers, businesses, and the broader U.S. economy.

More Newsletters →